There are a few different ways we can tell if a credit card has been updated using the nightly Credit Card Updater Service: 
  1. The record will show a note if the credit card information has been updated. The note will show in different places depending on what type of gift record it is (see images below).
Note: If the payment record is edited after the update, the note will disappear from the payment record. 

Recurring Gift Payment Record Note: 
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Pledge Gift Record: 
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  1. The credit card updater query will show the list of payment records that have been updated. 
  1. Users can sign up for notifications in Blackbaud Merchant Services (BBMS), to know when credit card information has been updated.