To resolve this error, do the following

1. Change the Pay Method on the Pledge or Recurring Gift to Cash
2. Save and close the gift record
3. Open the gift again, change the Pay Method back to credit card
4. Check the EFT box if you have the EFT module
5. Enter the credit card type, number and expiration date
6. Save and close the gift

This will generate a new card token for BBPS.