Once using the enhanced version of Blackbaud Merchant Services, your organization’s transactions will appear differently to your constituents’ card-issuing banks. While this will not impact the vast majority of transactions, it could result in some transaction declines for recurring gifts that use credit cards with expired or otherwise outdated cardholder information. To minimize the impact to your organization, we suggest that you implement these industry-standard best practices.​ For assistance locating expired cards within your database, see How to query on expiring or expired credit cards for Raiser's Edge or How to query on expiring or expired credit cards for CRM.