1. Open Configuration and click Business Rules 2. Select Automatic Application 3. Change When entering new charges and unapplied credits or payments exist... to Never apply the credits and payments automatically 4. Open Records, Students and open the student for which to generate the charge 5. Generate the charge manually from the student record 6. Open the charge and select the Payments/Credits tab 7. Click Add/Edit applications 8. Mark the checkbox on each payment or credit to apply to this charge and click Save applications after each one. (Do this to all of the payments/credits, even if you do not want to use them. you can unapply after.) 9. Save and close. 10. Now, you can modify the applications as necessary, and you can change the settings in Configuration back as desired.