When pledges and pledge payments are both included in a report or dashboard, the totals are inflated. This is because you are counting the same money twice.

For example, Mary made a $1000 pledge and has paid it off. On a report or dashboard that includes both pledges and pledge payments, Mary's total is listed as $2000. However, her actual gift is only worth $1000 and that is all that we expect to receive from her.