1. Go to Config, Business Rules, Merchant Accounts
  2. Click New Account
  3. Enter a name and description to help identify the merchant account
  4. In the Login ID and Password fields, enter the login credentials provided by your authorization service for
    the merchant account
  5. In the Confirm password field, enter the password again
  6. In the Gateway field, select the authorization service to use to process transactions with the merchant account
  7. In the Currency field, select the currency to use with the merchant account and selected gateway
  8. If the selected service provides the Address Verification Service (AVS) as fraud protection to verify customer billing addresses submitted through online payment transactions, the AVS level field is enabled. In the AVS Level field, select whether to use AVS with the merchant account and at what level:
    • To perform no address verification, select “None”
    • To accept transactions only when both the street address and ZIP Code match, select full”
    • To accept transactions when either the street address or ZIP Code match, select “Medium”
    • To accept transactions when anything other than the street address or ZIP Code do not match, select “Light”
  9. If the selected service provides a Card Security Code (CSC) check as fraud protection to verify the card security code, called the Card Verification Value (CVV2), the CSC level field is enabled. In the CSC Level field, select whether to use CSC checks with the merchant account and at what level:
    • To perform no CSC check, select “None”.
    • To accept transactions only when the CSC matches, select “Full”.
    • To decline transactions only when the CSC does not match, select “Light”
  10. In the Process mode field, select the mode in which to use the merchant account with the selected service. You can select “Live” or “Demo”. If the selected service supports a test mode, you can also select “Test”.
  11. To set up the merchant account but not make it available for use, mark Inactive
  12. In the card grid, the payment cards the selected service supports appears. In the Enable column, mark the checkboxes for the credit cards to use with the merchant account
  13. If the selected service requires additional fields, the field grid is enabled. In the grid, enter the information necessary to process transactions through the service
  14. Click OK
Review the Merchant Account Rules section of the Configuration & Security User Guide for additional information.
Review the Setting up Gateways/Processors document for additional information on specific requirements for specific gateways.