Users may select different merchant accounts to handle their credit card processing needs. Credit cards cards can often be processed directly through various Blackbaud products by the means of a merchant account. Users may want to know how transactions are processed through the system by Cybersource.
At the end of the day, merchant account settlements are processed and sent to a processor in daily batches. Transactions are also authorized in real-time, meaning that within the application different authorization/rejection codes may be received to verify the transaction when it is processed.