Performance: BBIS payment page takes 10 to 20 seconds to load

There is a form (payment form) in BBIS that is taking between 10 and 20 seconds to load on the screen.
Download and install the latest patch, which contains all fixes from previous patches. If you are running an older version, download and install the latest version and then the patch. 

Environment

 2.94.1524.72
 3.0.516, Service Pack 8 ; 2.94.1524, patch 99

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