Every credit card company and bank has its own security standards and security settings can even vary between credit card accounts.  Cards can be configured so that they can only be used in a Card Present situation, which would require that the card be swiped in order to process a transaction.  Transactions that are processed online through a donation or registration form will be processed to the bank as a Card Not Present transaction.

Alternative solutions:
1. Process the credit card through the BBMS Web Portal using the Card Present Terminal.
2. The donor can contact their card issuer (bank or credit card company) to adjust their credit card account security settings.