Error: The specified page could not be loaded. The request failed with HTTP status 401: Unauthorized when accessing a credit card processing process

A user selects a specific credit card processing process and gets Error:  The specified page could not be loaded.  The request failed with HTTP status 401:  Unauthorized even after the ping comes back as successful.
We are currently evaluating this issue and will update this article when we have more information.

Environment

 2.94.1524, patch 87

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