Each approach is valid and each has its strengths. The manual approach works best if constituents have more than one outstanding pledge to the same fund, or if you prefer to verify each payment is linked correctly. However, if constituents have only one outstanding pledge at a time and it is OK to apply payments to the oldest unpaid installments, the automatic approach saves time.

 

For more information, refer to How to pay a pledge or matching gift pledge (including how to pay another constituent's pledge).