Error: The donor’s credit card information cannot be used to successfully process this payment - when using a Membership Credit Card process

A credit card process can be created to process Membership Dues Batches that contain credit card payments.  When this process is created and fun the following error occurs with valid credit cards: 

“The donor’s credit card information cannot be used to successfully process this payment.  Please contact the donor to get updated credit card information to update in the batch now and on the original revenue commitment.”
We're currently evaluating this issue for a fix in a future patch or service pack.

Environment

 Blackbaud CRM
 3.0

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